Columbus Street Financial Planning believes in a collaborative investment process beginning and ending with you. Your portfolio should not only be connected to your financial planning but also to your personal goals, values, and what’s important to your family. It should be sophisticated, yet not complicated. As a fiduciary, we provide our clients with access to some of the best investment minds in the business.
We have partnered with XY Investment Solutions, LLC (“XYIS”) and their Investment Committee to construct and continuously review our clients’ personalized portfolios. XY Investment Solutions is exclusively designed to serve the members of XY Planning Network (“XYPN”) and is focused on delivering investment solutions for the modern advisor and client. They believe in the tenants of asset allocation and diversification, low cost, tax efficiency, and discipline. They take a global view and believe in covering both the size and style spectrum with emphasis on value.
In recent years, many investors have requested a portfolio design that aligns with their personal values and addresses key social and environmental issues throughout the world. To meet environmental, social, and corporate governance considerations and investors’ commitment to Socially Responsible Investing (SRI) & Environmental Social Governance (ESG), Columbus Street Financial Planning and XYIS have partnered with Dimensional Fund Advisors (DFA) to provide low-cost mutual fund portfolios that align with investors’ principles.* DFA’s investment screening is based on extensive research into what drives market returns over time, including the work of Eugene Fama, Recipient of the 2013 Noble Prize in Economics. We use Dimensional Fund Advisors in our clients’ portfolios because of their rigorous and structured process and long-term approach to investing, SRI analysis, and their academically data-driven investment philosophy based on valuation.
*Investors of SRI and ESG strategies accept corporate governance considerations, environmental, and social investment screening will limit investment opportunities.
Cost of service is calculated based on your portfolio managed by Columbus Street Financial Planning and custodied with TD Ameritrade Institutional. Portfolios are billed quarterly in advance and based on the previous end of the quarter value. Partial quarters will be prorated.